What Jobs are available for Credit Analyst in Qatar?

Primary Purpose Of The Job

• Perform credit assessments based on the approved credit risk model and credit rating tools, prepare credit notes with recommendations for credit terms.
• Deliver credit assessment at the credit committee level and other forums where approval is required.
• Ongoing/Daily monitoring of the credit exposures to customers and banks to ensure exposures are within approved limits and take exceptional approvals as per policy if required. Prepare regular reports/ MIS and analysis for effective monitoring and control.
• Provide research and analysis to help identify risk and drive strategy that focuses on the external market and macro environment.
• Tracking the credit portfolio against the credit risk appetite framework, conducting stress test and suggesting corrective measure if any.
• Interact with business units to ensure that credit risk assessments are factored into business decisions.
• Review and provide credit recommendations for Letter of Credits, Parent Company Guarantees, Master agreements, Confirmation Notices, ISDA, CSAs.

Required Experience And Skills

• Experience of 10-15 years in a similar role in a Oil & Gas company, Oil & Gas / commodities trading firm or a large bank.
• Have very good report writing skills.
• Possess strong analytical skills.
• Knowledge of Expected Credit Loss (ECL), IFRS 9 and Potential Future Exposure (PFE) models would be advantageous.
• Should be tactful and have logical approach to problem solving.
• Should have good command of written and spoken English.
• Ability to deal with conflict effectively and challenge when necessary.
• Should be result oriented and focused team player with strong communication and interpersonal skills.

Educational Qualifications

• Bachelor's degree in Finance, Economics, or related field.
• Professional certifications such as CFA, FRM, PRM is preferred.

Aramco energizes the world economy.

Aramco occupies a unique position in the global energy industry. We are the world's largest producer of hydrocarbons (oil and gas), with the lowest upstream carbon intensity of any major producer.

With our significant investment in technology and infrastructure, we strive to maximize the value of the energy we produce for the world along with a commitment to enhance Aramco's value to society.

Headquartered in the Kingdom of Saudi Arabia, and with offices around the world, we combine market discipline with a generations' spanning view of the future, born of our nine decades experience as responsible stewards of the Kingdom's vast hydrocarbon resources. This responsibility has driven us to deliver significant societal and economic benefits to not just the Kingdom, but also to a vast number of communities, economies, and countries that rely on the vital and reliable energy that we supply.

We are one of the most profitable companies in the world, as well as amongst the top five global companies by market capitalization.

Job Purpose

We are seeking a Credit Risk Analyst to join the credit team in its Credit & Market Analysis Division which is part of the Treasury organization. The main role of the division is to manage credit and market risks.

Your main responsibility will be to safeguard the company's assets by performing quantitative and qualitative credit assessments of counterparties, propose appropriate credit risk mitigation strategies and provide recommendations to management. This position requires strict adherence to the company's credit risk policy and operating procedures.

You will be also required to collaborate with other areas such as Operations, Sales, LAW, Contracting, among others. Therefore, it is essential to possess excellent interpersonal and communication skills in order to succeed in this role.

Key Responsibilities

As a successful candidate, you will perform the following:

• Conduct credit evaluations of counterparties (financial and non-financial institutions).
• Carry out financial qualification of service providers for new projects.
• Conduct in-depth analysis of financial statements and employ the company's internal credit model to derive credit ratings.
• Ensure new business transactions and related risks are appropriately defined, captured, and managed, by the Company's risk methodologies and systems.
• Maintain approved credit limits and ratings in credit database.
• Actively monitor counterparty credit ratings and latest market developments to keep management informed on potential risks.
• Perform stress testing on various portfolios in order to identify and mitigate unwanted exposure.
• Review policies, procedures, and align risk policies across the Group.
• Assist in the consolidation and preparation of reports for management.
• Complete assigned ad-hoc tasks as directed.

Minimum Requirements

As a successful candidate, you will have:

• A Bachelor's degree in finance, economics, accounting, or a related field. MBA or other advanced business degree is preferred.
• Professional certification such as FRM, ERP, CMA or CFA, are highly regarded.
• At least 10 years of relevant credit experience in energy, banking or financial risk management.
• Experience with implementation and application of credit risk models
• In-depth knowledge of qualitative and quantitative credit assessments
• Extensive experience analyzing financial statements
• Ability to meet tight deadlines to submit credit recommendations to management
• Advanced proficiency in Microsoft Excel including Excel models

Certificates

Title : Assoc of Chartered Certified Accountant (ACCA)

Req./Pref. : Preferred

Comments-Nature of Cert./License Relations :

2 yrs is waived from minimum Yrs of exp. on full accreditation

Title : Certified Financial Analyst (CFA)

Req./Pref. : Preferred

Comments-Nature of Cert./License Relations :

2 yrs is waived from minimum Yrs of exp. on full accreditation

Title : Certified Internal Auditor (CIA)

Req./Pref. : Preferred

Comments-Nature of Cert./License Relations :

Certification in the areas of internal audit & practice

Title : Certified Management Accountant (CMA)

Req./Pref. : Preferred

Comments-Nature of Cert./License Relations :

2 yrs is waived from minimum Yrs of exp. on full accreditation

Title : Certified Public Accountant (CPA)

Req./Pref. : Preferred

Comments-Nature of Cert./License Relations :

2 yrs is waived from minimum Yrs of exp. on full accreditation

Title : Saudi Org of Certified Public Accountant (SOCPA)

Req./Pref. : Preferred

Comments-Nature of Cert./License Relations :

Certification in the areas of accounting & Auditing Standards

Working environment

Our high-performing employees are drawn by the challenging and rewarding professional, technical and industrial opportunities we offer, and are remunerated accordingly.

At Aramco, our people work on truly world-scale projects, supported by investment in capital and technology that is second to none. And because, as a global energy company, we are faced with addressing some of the world's biggest technical, logistical and environmental challenges, we invest heavily in talent development.

We have a proud history of educating and training our workforce over many decades. Employees at all levels are encouraged to improve their sector-specific knowledge and competencies through our workforce development programs – one of the largest in the world.

Country/Region:
SA

Risk Analysis Engineer

We are seeking a skilled
Risk Analysis Engineer
to support the identification, assessment, and mitigation of risks across
offshore and onshore oil & gas projects
. This role is crucial in ensuring project safety, reliability, and performance through proactive and systematic risk management.

Key Responsibilities:

• Perform
  qualitative and quantitative risk assessments
  , including
  HAZID, HAZOP, LOPA, and QRA
  studies.
• Collaborate with multidisciplinary teams to identify
  technical, operational, and financial risks
  .
• Develop and implement
  risk management strategies
  and
  mitigation plans
  to minimize exposure.
• Maintain and update
  risk registers
  , ensuring timely reporting to management and project stakeholders.
• Provide
  technical support and guidance
  on risk-related issues to engineering and project management teams.
• Prepare and present
  risk analysis reports
  to internal and external stakeholders.
• Support compliance with
  safety, environmental, and quality standards
  through proactive risk management.

Qualifications and Experience:

Education:
Bachelor's degree in
Mechanical, Electrical, Chemical, or related Engineering field
.

Experience:
Minimum
5 years of experience
in
risk analysis
within the
oil & gas industry
, preferably with
offshore project exposure
.

Technical Skills:
Strong understanding of
risk management methodologies
(HAZID, HAZOP, FMEA, QRA) and familiarity with industry standards such as
API, ISO, IEC
. Excellent analytical, problem-solving, and communication skills.

If you are ready to apply your expertise to complex offshore and onshore projects while driving
safe and efficient project outcomes
, we'd love to hear from you

Come and join us on our Life page

Celestal-Life

Are you a seasoned credit risk professional ready to shape the future of risk evaluation in a dynamic banking environment? Join our team as a Manager – Credit Risk Evaluation, where you'll lead strategic credit reviews across our Institutional Banking Group (IBG), Treasury, and Wholesale Banking functions.

About Commercial Bank Of Qatar
Commercial Bank, founded in 1975 and headquartered in Doha, plays a vital role in Qatar's economic development by offering a range of personal, business, government, international and investment services. We believe in empowering our employees, providing them with opportunities for growth and professional development.

By Joining us, you'll be part of a workplace culture that fosters innovation, supports work-life balance, and encourages you to reach your full potential.

Join us in shaping the future of banking

Job Summary
To manage the whole retail credit risk portfolio building strong lending capabilities (accordingly with the requirements of the Strategic Plan – specially in Mortgages). The Head of Retail Credit has end-to-end responsibilities for the credit risk management activities regarding the consumer, mortgages and SME's.

The incumbent will be responsible for the quality and risk-adjusted profitability of the retail lending portfolios (new origination and stock) and for close monitoring of performance and ongoing improvement of risk strategies.

*Key Accountabilities *

• Change the profile of the team to a more quantitative/analytical skills set to enhance the transformation of the function.
• Organise and supervise the activities and work of subordinates to ensure that all work within a specific area of the activity is carried out in an efficient manner which is consistent with operating procedures and policy.
• Provide on-the-job training and constructive feedback to subordinates to support their overall development.
• Contribute to the preparation of the budget and monitor financial performance versus the budget so that the business is aware of anticipated costs/revenues and areas of unsatisfactory performance are identified.
• Review and derive appropriate credit processes in accordance to the bank's policies, business strategies and statutory/regulatory requirements (TARGET OPERATING MODEL).
• Work with other counter-parties to ensure the credit policies and guidelines are implemented properly.
• Lead the definition of the retail credit risk strategy, the adoption of credit risk framework and the credit risk exposure monitoring. Collections and recoveries and control schemes.
• Recommend and support setting of credit risk appetite metrics and associated limits specific to the retail business.
• Maintain the effectiveness of retail credit risk policies and lending standards (including scorecards cut-off level).
• Keep abreast of the latest development in credit policies in the market and provide input for updating of the bank's corporate policy manual.
• Ensure effective ownership on the retail credit risk models (with highly data management focus)
• Enhance the launch of new products and acquisitions of new clients.
• Build a strong risk/retail partnership that will deliver superior customer experience.
• Recommend & approve Retail Banking credit applications with excesses/exceptions, as per Board's approved DOA, within defined TAT, by conducting own assessment and managing team of Credit Risk Managers, Officers & Analysts in the process.
• Control of the credit monitoring in different dimensions (product, segment, population, vintages,….)
• Control of the provisions (staging, parameters, charges,.) and NPL's.
• Oversee timely and appropriate remedial action on poorly performing accounts establishing the appropriate recoveries management strategies and policies.

Minimum Qualifications
*Qualifications, Experience, Knowledge & Other skills: *
Bachelor degree, preferably in business-related or Math, Engineering,Science.

Minimum Experience
15 years relevant experience in retail banking sectors including at least 5 years in positions of progressively increasing managerial responsibilities.

Knowledge, & Other Skills
Planning and organizing skills

Interpersonal skills

Communication skills

Influencing and Negotiation skills

Numerical skills

Leadership skills

Bilingual (Arabic & English)

Why Commercial Bank?

• Best Performing Bank in Qatar in The Banker's prestigious Top 1000 World Banks Rankings 2025.
• Best Digital Bank in the Middle East 2024 by World Finance and Best Mobile Banking App in the Middle East 2024 by Global Finance.
• An Innovation-Driven, Digital-First Environment where employees work with the latest tools and technologies to redefine banking
• Opportunities for Global Partnerships & International Exposure, connecting employees with global networks and perspectives.
• A focus on Employee Well-being & Work-Life Balance, ensuring a healthy and supportive environment for all team members
• Competitive Compensation & Benefits that ensure our employees are rewarded for their dedication and performance
• A strong Commitment to Diversity, Equity & Inclusion, fostering a culture that values every individual's unique perspective

At Commercial Bank, we don't just offer careers, We shape futures by pioneering
digital transformation
in Qatar's banking sector,
blending digital-first
approach to redefine banking through
innovative solutions.
Disclaimer
We appreciate your interest in joining CBQ Please note that only selected candidates will be contacted for further steps in the hiring process. This job posting is for informational purposes only, and CBQ reserves the right to modify, withdraw, or close it at any time without notice.

Primary Purpose Of The Job
Responsible for managing the budgeting, cost monitoring, forecasting, reporting and cost control of QatarEnergy Managed Entities.

Required Experience And Skills

• Experience: Over 6 years of experience in a strategic finance department of reputed organization / advisory / consulting firms with sound understanding of Energy value chain.
• Financial Acumen: Strong financial acumen and adequate understanding of financial principles, standards, modelling, and analysis.
• System: Hands on knowledge in ERP systems, data visualization tools (e.g., Power BI, Tableau), financial planning tools, and advanced Excel functions with an ability to leverage on emerging technologies (AI, ML) to drive financial insights, and process automation is an essential.
• Communication Skills: Exceptional communication, interpersonal, problem solving and presentation skills, with the ability to effectively convey financial concepts and influence decision-making at all levels of the organization. Good command of English language (verbal and written) is essential.
• Business Partnership: Strong business partnering skills, with a proven ability to collaborate effectively with cross-functional/asset teams and build relationships.
• Analytical Skills: Hands on analytical and problem-solving skills, with the ability to think strategically and provide innovative solutions to complex financial challenges.
• Adaptability: Ability to work in a fast-paced, dynamic multi-cultural environment and passion for continuous learning and staying abreast of industry trends, emerging technologies, and best practices in financial planning and analysis.
• Code of conduct: Commitment to maintain confidentiality, integrity, ethics and compliance to the policies and procedures of QatarEnergy.

Educational Qualifications

• Education: Bachelor's degree in Accounting / Finance with professional certifications from reputed professional bodies such as CFA, CPA, ACA, ACCA, CMA, CIMA etc. is essential.

About the Role:

We're looking for a skilled Financial Analyst to support our financial planning and performance

monitoring across all real estate operations. The ideal candidate will have a strong grasp of financial modeling, reporting, and strategic analysis within a fast-paced business environment.

Responsibilities:

• Prepare and analyze financial statements, forecasts, and management reports.
• Monitor departmental and project-level budgets, expenses, and profitability.
• Conduct market research and feasibility studies for upcoming real estate projects.
• Support strategic planning, investment evaluation, and ROI assessments.
• Ensure compliance with accounting standards and company financial policies.
• Collaborate with cross-functional teams to improve financial performance.

Requirements:

• Bachelor's degree in Finance, Accounting, or related field (Master's preferred).
• Minimum 3 years of experience as a Financial Analyst, preferably in real estate.
• Strong proficiency in Excel and financial modeling tools.
• Excellent analytical and communication skills.
• Ability to work independently and meet tight deadlines.

Job Type: Full-time

Education:

• Bachelor's (Required)

Experience:

• Financial Analyst: 5 years (Required)

Location:

• Doha (Required)

Location

Doha, Qatar

Experience

5-5

Job Type

Recruitment

Job Description

MAIN DUTIES AND RESPONSIBILITIES

1. Contribute in the development of a sustainable business model for the different Zones in Qatar and support in developing and implementing a viable business plan.

2. Conduct market research, feasibility studies and financial analysis by creating financial models to identify and assess new opportunities and partnerships for Company and potential investors.

3. Stay up to date with reports, laws, trends, etc. that may have an impact on the financial aspect of Company's business and provide any relevant recommendations.

4. Analyze data that may affect investment plans such as pricing, stability, future trends and risks and develop and present reports to the relevant stakeholders as required.

5. Contribute to the development of proposals for potential business opportunities, from a financial analysis point of view, in collaboration with the Business Development Department.

6. Support in evaluating potential business opportunities and investments by conducting financial analysis and provide recommendations and prepare any necessary action plans.

7. Prepare monthly, quarterly or annual performance review reports on key activities & achievements and submit to senior management as needed.

8. Prepare department budget in collaboration with the management & finance department and put it up for approvals.

9. Any other duties requested by Management.

Skills

Cfa, Cro, Cto, Financial Forecasting, Education, Erp, Forecasting, Discipline, Teamwork, Reporting Skill, Interpersonal Skill, Microsoft Office, Problem Solving Skill, Problem Solving, Business Development, Aws, Planning And Organizing, Budgeting, Trends, Interpersonal Skills

We are seeking a highly motivated and detail-oriented
Financial Analyst
to join our team in the
oil and gas
sector. The ideal candidate will be responsible for supporting financial planning, analysis, and reporting activities. This role requires a strong understanding of energy markets, upstream/downstream operations, and cost structures typical to the oil and gas industry.

Key Responsibilities:

• Develop, maintain, and analyze
  financial models
  to support investment decisions, budgeting, and forecasting.
• Analyze
  operational and capital expenditures
  , variances, and key performance indicators (KPIs).
• Support the preparation of
  monthly, quarterly, and annual financial reports
  for internal stakeholders and executive leadership.
• Partner with operations, engineering, and commercial teams to evaluate
  project economics
  and cost efficiencies.
• Assist in preparing
  cash flow forecasts
  , long-range planning, and
  scenario analysis
  based on market trends (oil prices, production volume, etc.).
• Conduct
  market analysis
  , including tracking oil prices, supply/demand trends, and competitor financial performance.
• Ensure compliance with internal controls, accounting standards (IFRS/GAAP), and corporate financial policies.
• Provide insights and recommendations to improve financial performance and business decisions.

Qualifications:

• Bachelor's degree in
  Finance
  ,
  Accounting
  ,
  Economics
  , or a related field (MBA or CFA is a plus).
• 3+ years of experience as a Financial Analyst, preferably in the
  oil and gas, energy, or natural resources
  sector.
• Strong understanding of
  oil and gas operations
  (upstream, midstream, or downstream).
• Proficient in
  financial modeling
  ,
  Excel
  , and
  financial software
  (e.g., SAP, Oracle, Hyperion, Power BI).
• Strong analytical, problem-solving, and communication skills.
• Ability to work independently in a fast-paced and dynamic environment